Boat Insurance | Intercoast Insurance

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Boat Coverage That Follows You From Dock to Open Water

Boating in Southern California offers adventure, relaxation, and freedom, but it also comes with responsibility. Intercoast Insurance delivers reliable boat insurance designed for life on the water. Whether you’re sailing, cruising, fishing, or racing, we help you stay protected against theft, accidents, and natural damage. Our flexible plans offer peace of mind from the marina to the open sea.

What’s Covered In Our Boat Insurance Policies

Boat coverage from Intercoast Insurance includes:

Physical damage to the hull and motor
Boat theft and vandalism protection
Personal property coverage for onboard gear
Liability for bodily injury and property damage
Towing and fuel spill cleanup
Medical payments for you and passengers

Whether you own a fishing boat, jet ski, sailboat, or luxury yacht, our policies are crafted to protect your vessel and those aboard. We partner with top-rated carriers to ensure broad boating coverage at competitive rates.

Common Claims Scenarios With California Boaters

Here are some examples of boating claims handled by Intercoast Insurance:

Storm damage while docked in Marina del Rey
Theft of marine electronics in Long Beach
Injury claim from a guest slipping on a wet deck in Newport
Collision with another watercraft on a crowded holiday weekend

Our experience handling boat claims across Los Angeles County means you’re never alone when issues arise. Intercoast Insurance is trusted for responsive service, straightforward guidance, and efficient settlements to help you get back on the water quickly.

Why Intercoast Insurance is the Right Choice For SoCal Boat Owners

Here’s why our boating clients choose us:

Local agents with expertise in coastal risks
Customizable boat policies based on vessel use and value
Optional agreed value or actual cash value coverage
Multi-policy discounts when bundling with home or auto coverage
Bilingual service and fast claims handling

Hear What Our Clients Have to Say About Us!

“Our pontoon boat was damaged in storage. Intercoast had us paid out and repaired in days!”
– Gina S., Redondo Beach/strong>

“They understood our marina’s requirements and helped us meet them with the right documents. Super helpful.”
– Frank L., Marina del Rey

Don’t Let the Waves Catch You Off Guard! Stay Covered With Intercoast Insurance

Accidents on the water happen in seconds. Make sure you’re covered with a boat policy that travels with you. Call Intercoast Insurance today or fill out our easy quote form to speak with a boat insurance specialist!