FAQ
Here are some of our most frequently asked questions and answers
Auto Insurance FAQs
We can work with you if you don’t have a license, or if you need insurance to obtain or renew a license.
No problem! We can get you covered with an out-of-state license.
You can get auto insurance in the USA with a foreign driver’s license, especially if you plan on staying in the states for an extended period of time. Some examples include: if you are a student, or if you plan on becoming a permanent resident and buying a car. Other situations count too, so make sure to give us a call to discuss and we will do everything in our power to get you coverage regardless of your circumstances.
That’s ok, we can get your car covered even if it is registered under a different name.
Having everyone on the road properly insured benfits everybody as a whole, it benefits each individual, and it benefits the state. We strive to cover each and every applicant if at all possible. Call us today and we’ll work with your unique circumstances in any way we can.
We can work with you if you’ve received tickets or traffic citations.
Yes! We can issue you an SR22 if you need one.
No, you don’t need to wait to switch! If you have a previous insurance policy and haven’t used up all of the remaining coverage time, we will work with you to cancel that policy and get you money back for any unused portion of time that you’ve already paid for with the other insurance company.
Liability insurance starts at just $17. If you’ve leased or bought a new car, you’ll most likely need full coverage, which starts at just $34.
Paying for your insurance is easy and can be done over the phone, by mail, or in-person at one of many convenient locations.
Absolutely! When you get insurance coverage with Intercoast Insurance, there are many exclusive offers and benefits that you can take advantage of instantly. Among others, free roadside assistance is included in every plan.
No, we do not charge a broker’s fee. Our cost is your cost.
No down payment required! Intercoast doesn’t require a down payment on any of our insurance plans.
No! You can add or remove vehicles and add or remove people from your insurance plan at any time and you won’t be charged any extra fees.
We have offices throughout Southern California for your convenience. Stop in and visit us at one today.
The first priority is the condition of those involved. Call for medical help if anyone at the scene is injured. Notify the police as soon as possible. Obtain the names, addresses, and telephone numbers of all persons involved, including passengers and witnesses, and the license plate numbers of all other cars involved.
It’s best not to admit an accident was your fault, even if you think it was. A simple apology can be constructed as an admission of fault. Let the authorities determine who was responsible. Auto accidents can be disorienting even if you are not physically injured. You may not be aware of all factors leading up to the crash, so state only what you know about what happened. Contact us as soon as possible, even if damages were minor.
Motorcycle Insurance FAQs
Because houses are expensive and disasters don’t discriminate or only do damage. In 2017, a series of wildfires destroyed thousands of California homes, while Hurricane Harvey forced 30,000 people into temporary homes. If you own a home, don’t wait until it’s too late to have it covered against disasters that will happen, in one form or another.
The short answer is: if your house is destroyed by a covered peril, a standard homeowners policy will go a long way toward repairing or rebuilding your home. Call us and we will explain the all of the fine print so that you understand all of the details of your coverage.
Accidents happen. And stuff is expensive. So, say your roof starts leaking and the water destroys your furniture, or a thief breaks in and steals your TV. If you have renters insurance you won’t have to replace all of your stuff out of pocket. You can file a claim and get reimbursed for damaged or stolen possessions.
No. Your landlord’s homeowners insurance protects the building. It covers things like structural damage to the apartment itself. But your stuff is your stuff. It’s up to you to insure it. Call us today to find out what steps you should take to protect your belongings.
Recreational Vehicle Insurance FAQs
Because houses are expensive and disasters don’t discriminate or only do damage. In 2017, a series of wildfires destroyed thousands of California homes, while Hurricane Harvey forced 30,000 people into temporary homes. If you own a home, don’t wait until it’s too late to have it covered against disasters that will happen, in one form or another.
The short answer is: if your house is destroyed by a covered peril, a standard homeowners policy will go a long way toward repairing or rebuilding your home. Call us and we will explain the all of the fine print so that you understand all of the details of your coverage.
Accidents happen. And stuff is expensive. So, say your roof starts leaking and the water destroys your furniture, or a thief breaks in and steals your TV. If you have renters insurance you won’t have to replace all of your stuff out of pocket. You can file a claim and get reimbursed for damaged or stolen possessions.
No. Your landlord’s homeowners insurance protects the building. It covers things like structural damage to the apartment itself. But your stuff is your stuff. It’s up to you to insure it. Call us today to find out what steps you should take to protect your belongings.
Boat Owners Insurance FAQs
Because houses are expensive and disasters don’t discriminate or only do damage. In 2017, a series of wildfires destroyed thousands of California homes, while Hurricane Harvey forced 30,000 people into temporary homes. If you own a home, don’t wait until it’s too late to have it covered against disasters that will happen, in one form or another.
The short answer is: if your house is destroyed by a covered peril, a standard homeowners policy will go a long way toward repairing or rebuilding your home. Call us and we will explain the all of the fine print so that you understand all of the details of your coverage.
Accidents happen. And stuff is expensive. So, say your roof starts leaking and the water destroys your furniture, or a thief breaks in and steals your TV. If you have renters insurance you won’t have to replace all of your stuff out of pocket. You can file a claim and get reimbursed for damaged or stolen possessions.
No. Your landlord’s homeowners insurance protects the building. It covers things like structural damage to the apartment itself. But your stuff is your stuff. It’s up to you to insure it. Call us today to find out what steps you should take to protect your belongings.
Homeowners and Renters Insurance FAQs
Because houses are expensive and disasters don’t discriminate or only do damage. In 2017, a series of wildfires destroyed thousands of California homes, while Hurricane Harvey forced 30,000 people into temporary homes. If you own a home, don’t wait until it’s too late to have it covered against disasters that will happen, in one form or another.
The short answer is: if your house is destroyed by a covered peril, a standard homeowners policy will go a long way toward repairing or rebuilding your home. Call us and we will explain the all of the fine print so that you understand all of the details of your coverage.
Accidents happen. And stuff is expensive. So, say your roof starts leaking and the water destroys your furniture, or a thief breaks in and steals your TV. If you have renters insurance you won’t have to replace all of your stuff out of pocket. You can file a claim and get reimbursed for damaged or stolen possessions.
No. Your landlord’s homeowners insurance protects the building. It covers things like structural damage to the apartment itself. But your stuff is your stuff. It’s up to you to insure it. Call us today to find out what steps you should take to protect your belongings.
Commercial Insurance FAQs
The short answer is yes. Typically, commercial insurance applicants who have bad driving records will cost more to insure. However, we will work with you to obtain the best rates given your unique circumstances.
Your personal auto insurance policy may not provide coverage for you if you drive for a service like Uber and Lyft. This is because personal car insurance policies have a list of exclusions, and they often include “driving-for-hire.” If you are driving for Uber, Lyft, or a similar service, you should check with your insurance company to confirm whether your policy covers this “commercial driving.” If it doesn’t, call us to find out how we can cover the gaps that your personal insurance may not fill.
Commercial Property Insurance FAQs
Because houses are expensive and disasters don’t discriminate or only do damage. In 2017, a series of wildfires destroyed thousands of California homes, while Hurricane Harvey forced 30,000 people into temporary homes. If you own a home, don’t wait until it’s too late to have it covered against disasters that will happen, in one form or another.
The short answer is: if your house is destroyed by a covered peril, a standard homeowners policy will go a long way toward repairing or rebuilding your home. Call us and we will explain the all of the fine print so that you understand all of the details of your coverage.
Accidents happen. And stuff is expensive. So, say your roof starts leaking and the water destroys your furniture, or a thief breaks in and steals your TV. If you have renters insurance you won’t have to replace all of your stuff out of pocket. You can file a claim and get reimbursed for damaged or stolen possessions.
No. Your landlord’s homeowners insurance protects the building. It covers things like structural damage to the apartment itself. But your stuff is your stuff. It’s up to you to insure it. Call us today to find out what steps you should take to protect your belongings.
